Mortgage & lending consultation for Cyprus property
Before you commit to a property, sit down with an independent Lextrus advisor: know exactly what you can borrow, which lender fits your profile, and what the money will really cost.
The right finance is worth more than the right rate
Cypriot mortgages vary widely by lender, currency and borrower profile — and a declined application can cost you a purchase. One consultation replaces guesswork with a structured borrowing plan.
Know your borrowing power
A realistic affordability assessment before you commit to a property or pay a deposit.
Access to every major lender
We compare live terms across Cypriot and selected international banks instead of selling one bank's product.
Built for non-residents
Foreign buyers and expats typically borrow 60–70% LTV in Cyprus — we structure your file to clear underwriting the first time.
Negotiated terms
Rate, LTV, term and early-repayment conditions negotiated on your behalf, not accepted as offered.
Application pack done for you
Income, asset and property documents prepared to lender standard — no back-and-forth with credit teams.
Independent advice
We are paid by you, not by the bank, so the recommendation reflects your interests alone.
From first conversation to funds released
Book a consultation
Tell us about the property you are considering and your financial profile.
Affordability review
We assess your realistic borrowing capacity across lenders.
Term comparison
A shortlist of live offers with rate, LTV, term and conditions compared side by side.
Offer to drawdown
We file, negotiate and coordinate with your lawyer through to release of funds.
Mortgage & lending consultation — FAQ
What does a mortgage consultation with Lextrus cover?
Your borrowing capacity, the lenders most likely to approve your profile, indicative rates and terms, and the full cost and timeline from application to drawdown.
Can non-residents get a mortgage in Cyprus?
Yes. Non-residents can typically borrow 60–70% of the property value depending on income profile and the asset. A consultation tells you exactly what is realistic for you before you commit.
Which currencies are available?
EUR is most common. GBP and USD facilities are available with selected lenders for qualifying borrowers.
How long does a Cyprus mortgage take?
Eight to twelve weeks from application to drawdown is typical with a clean file and valuation. We manage the process with the lender and your lawyer throughout.
Do you work for a bank?
No. Lextrus is independent — we compare terms across the market and are paid by you, not by any lender.
Talk to an advisor before you talk to a bank
Book your consultation and we will map your borrowing options across the market — in person, by video call, or in the language you prefer.
Book my consultation