Mortgage advisory, independent of any single lender
Comparison, structuring and placement of mortgage finance with Cypriot and international banks — for residents and non-residents.
Cypriot mortgages vary significantly by lender, currency and borrower profile. We compare live terms across the market and structure the application to clear underwriting first time.
We are independent — paid by you, not by the bank — so the recommendation reflects your interests.
"Two decades on the ground in Cyprus, with vast experience in real estate and banking, has taught us that the brief is never just the property — it is the life around it. We take both seriously."
A complete, hands-on engagement
Affordability Review
Honest assessment of borrowing capacity before you commit.
Market Comparison
Live terms from Cypriot and selected international lenders.
Application Pack
Income, asset and property documents prepared to lender standard.
Lender Liaison
Direct relationship with credit teams through to offer.
Term Negotiation
Rate, LTV, term and conditions negotiated on your behalf.
Drawdown
Coordination with lawyers and Land Registry through to release of funds.
How we work with you
- 01Brief
Capture profile, property and target structure.
- 02Compare
Shortlist of live lender terms presented.
- 03Apply
File and negotiate to formal offer.
- 04Drawdown
Coordinate completion and release of funds.
What you can expect
Every engagement is bespoke. These are the typical outcomes our clients describe at the end of our work together.
- A mortgage offer matched to your real profile, not a brochure rate.
- Negotiated terms — rate, LTV, term and exit.
- One advisor across lenders, lawyers and Land Registry.
- Realistic timelines, with status updates throughout.
Frequently asked
- Can non-residents borrow in Cyprus?
- Yes — typically up to 60–70% LTV depending on profile and asset. We will tell you what is realistic upfront.
- Which currencies?
- EUR most commonly. GBP and USD facilities are available with selected lenders.
- How long from application to drawdown?
- Eight to twelve weeks is typical, assuming a clean file and valuation.
Ready to begin?
Speak privately with our team. Initial consultations are confidential and obligation-free.