Mortgage coordination and referral through authorised credit intermediaries
We coordinate your enquiry, introduce you to authorised Cypriot lenders and credit intermediaries, and stay with you through the application until completion.
Cypriot mortgages vary by lender, currency and borrower profile. Lextrus is not itself a bank or authorised credit intermediary; instead we gather your requirements, prepare your file and refer you to regulated parties who can advise and lend.
Our role is coordination: one Lextrus advisor manages the handovers so the process moves efficiently from first enquiry to release of funds.
"Cyprus is small enough that reputation compounds daily. Every mandate we accept is judged by the one before it and the one after — which is exactly the standard we want."
A complete, hands-on engagement
Affordability Review
Honest assessment of your likely borrowing capacity before you commit to a property.
Lender Introduction
Introduction to authorised Cypriot credit intermediaries and banks matched to your profile.
Application Pack
Income, asset and property documents prepared to the standard the intermediary or bank expects.
Intermediary Liaison
We coordinate between you, the credit intermediary and your lawyer through to offer.
Term Checklist
We help you compare the terms you are offered and flag the questions to ask before signing.
Drawdown Coordination
Coordination with lawyers and the Land Registry through to release of funds.
How we work with you
- 01Brief
Capture your profile, the property and your target structure.
- 02Introduce
We match you with an authorised credit intermediary or bank.
- 03Apply
Your file is submitted and any follow-up documents are handled promptly.
- 04Complete
Coordinate completion and release of funds with your lawyer.
What you can expect
Every engagement is bespoke. These are the typical outcomes our clients describe at the end of our work together.
- A referred route to authorised Cypriot lenders and credit intermediaries.
- A complete, lender-ready document pack.
- One Lextrus advisor coordinating the moving parts.
- Realistic timelines, with status updates throughout.
Frequently asked
- Can non-residents borrow in Cyprus?
- Yes — typically up to 60–70% LTV depending on profile and asset. We will tell you what is realistic upfront and refer you to the right intermediary.
- Does Lextrus itself arrange or negotiate mortgages?
- No. Lextrus is a licensed real estate broker, not a bank or authorised credit intermediary. We coordinate your enquiry and refer you to regulated parties who provide mortgage advice and lending.
- Which currencies?
- EUR most commonly. GBP and USD facilities are available with selected lenders.
- How long from application to drawdown?
- Eight to twelve weeks is typical, assuming a clean file and valuation.
Ready to begin?
Speak privately with our team. Initial consultations are confidential and obligation-free.